Legal
Earnings / Income Disclaimer
Last updated: August 29, 2026
About This Page
This page is maintained by Riggs Publishing to explain the nature of the income, ROI, and financial outcome claims shared on the Twelve Steps to Financial Security website, in the book, and in related emails or coaching. It is provided as app-owned content and is not a legal certification, regulatory guarantee, or independent verification of compliance.
No Guaranteed Results
Any income, earnings, ROI, or financial results referenced on this site or in the book are based on the author's personal experience, the experience of some participants, and estimates. These examples are not intended to represent or guarantee that anyone will achieve the same or similar results.
Individual results will vary significantly depending on background, effort, experience, market conditions, financial resources, and personal circumstances. We do not know your financial situation, and we make no promises that you will earn any specific amount of money, triple your finances in any time frame, or achieve a particular return on investment.
Not Financial, Investment, or Legal Advice
All content, including the book, free Chapter 1, blog posts, emails, videos, and coaching sessions, is educational, faith-based, and informational in nature. It is not financial, investment, tax, accounting, or legal advice.
You should consult a qualified financial, legal, or tax professional before making any financial, business, or investment decisions. You are solely responsible for any actions you take based on the information presented.
Real Estate and Business Risk
Any discussion of real estate, business opportunities, or investment strategies involves risk. Past performance is not a guarantee of future results. Market conditions, regulations, and individual effort all affect outcomes. Do not invest money you cannot afford to lose.
The claim that a system can "triple your finances in 90 days" or produce "up to 100% monthly ROI" is an illustrative example based on specific experiences and should not be interpreted as a typical or guaranteed result.
Coaching and Testimonials
Testimonials, case studies, and participant stories shown on this site are individual experiences and may not reflect the typical user experience. They are shared for informational purposes only and are not a guarantee that you will achieve similar outcomes.
Paid 1-on-1 coaching is designed to provide guidance and education. It does not guarantee any specific financial result. Success depends on your effort, implementation, and market conditions.
Use Common Sense
Building financial security, investing, or starting a business requires effort, discipline, and risk. There is no "get rich quick" solution. Please use common sense and consider your own financial situation before acting on any information presented on this site.
Changes to This Disclaimer
We may update this Earnings Disclaimer from time to time. The latest version will always be posted on this page with the updated date.
Contact Us
If you have questions about this Earnings Disclaimer, contact us at:
This page is provided as app-owned content to help you understand our claims and disclaimers. It is not a legal certification, regulatory guarantee, or independent verification of compliance.